I would just like to point out, That your family makes 3 times the median household income for san diego…and someone is throwing out townhomes in far away suburbs. Thanks for the reminder of why I left SD. You have two freaking doctorate incomes.
Unless people like you demand more, sit out and keep renting like you are doing. This will never get better. If you are looking for a place to have paid off in your retirement, buy a sweet cabin on Mt. Laguna or Forest Falls or even further away (I bet you can find a sweet 1930 fixer for 130k).
That is my off the wall, probably unsolicited advice. Make your cabin your family’s constant. My favorite memories of my life, and of my parents life, have been time spent at the cabin.