[quote=bearishgurl]
And this is all assuming parents cover cell phone, car insurance and health insurance.

[/quote]

Last I checked, a cell phone and a car count as “wants” not “needs” for a college student. I graduated undergrad in 1985 and no one I went to school with had a car – and there wasn’t a whole lot of public transportation. You went where you could walk or bike. That takes care of the parking costs as well. I also shared a house and a single phone line with 7 other people. I think I agree with AN on this one.