So lets see… a guy making $40K has a house he can’t afford? Well, he can either intentionally screw a dozen entities and walk away just because he lost his stupid gamble… or he can get some damn roommates! Seriously, when I was in my 20s, making $40K, and I wanted a bigger house than I could afford, I just had room mates, and we shared it. This guy wants his cake and wants to eat it too. Tough nookies, get on Craigs list and find some help.

That’s what he should do, and I don’t need to consult a lawyer to tell him so.