[quote=walterwhite]Obviously noone knows the future. But I think it may be true that finding the right place at a good price w good interest rate takes work time And knowledge about what you want and luck much more so than I wouldve thought. Simply waiting for the bottom is an exercise in futility, since it too is impossible to know.[/quote]

scaredy, totally agree here. And I am happy for you that you found the confidence in the face of uncertainty to ACT on a property that will suit your needs for a VERY LONG TIME to come. Congratulations, again!