Bubblesitter: I’m getting out of debt 100%(home, business condo) buying silver in 500 eagle allotments and I’m going to sit on my cash, waiting for great buying opportunities in commercial real estate in 2014 to 2017. (I know that long term fixed intrest rates are a good thing to be tied into during inflation, only if you have a job). In 2014 to 2017, I might buy commercial real estate without a loan and then sell it so that I am the bank. One way to really get a great investment return is to BE THE BANK.