[quote=flu][quote=captcha][quote=davelj]I guess the only reason I “save” is for some unexpected, amazingly expensive emergency – so, it’s a security/sleep-at-night issue. I have no intentions of “retiring” before I’m senile because I really enjoy what I do and should be able to do it until I get close to dying (whenever that might be). Now, I’ll probably have to scale back at some point, but…

If you enjoy what you do and plan on doing it until you’re practically in the grave, “saving for retirement” isn’t really a big issue. More folks should plan on working well into their 70s given our country’s finances.[/quote]

Would country’s finances benefit more from younger lower-paid workers that would replace retirees?[/quote]

Only if you can find someone willling to work for those lower wages and and as capable..[/quote]

Well, sixty five year old postal worker or third-grade teacher with 40 year of experience is likely to be better paid and equally or less capable than a 35 year old person with 10 years of experience.

Also, good for country does not necessarily equals good for one particular company. High unemployment rate among people in their twenties might be completely irrelevant for my company, but it can’t be good for my country. There are very few very experienced people with skills rare enough and relevant enough that any country would care about.