I actually mentioned that idea to my husband over the weekend who just thinks I’m crazy and overreacting. He doesn’t believe the market will go down much more than another 5%. Already in Rancho Bernardo there are comparable houses listed more at 550K where we paid 575. Plus our house needs some major repairs (that the sellers didn’t disclose and the inspector missed – another story all together) that would need to be done before listing. I would be all for it though…perhaps I can try to convince him. I guess I can understand that he can’t believe our house could go so down in value let’s say 50% = 275K, where we paid 265K 6 years ago for a crappy 70’s house in a not so great neighborhood in rainy Seattle.(Which could be sold today for about 515 or so) Let me ask, beside the 6% realtor fees are there any taxes to pay – in WA we had to pay excise tax when we sold property.