So what do you think would be a fair price to pay for an older home in average condition ?
Most of the listings are in the mid-750K range ? Is high 600K a good price to lowball ?
Also what are the cons of not going thru a buyer’s agent ? Since I know the area and the listings are publicly available can I make an offer without an agent and ask for a 3% discount ?
If I decide to purchase, my understanding is that I will need –
A) Make an offer – are there templates available for this ?
B) Qualify for financing and get a loan. I have pristine credit – and am looking for 30 year fixed-rate loans. Are the websites on http://www.bankrate.com or lendingtree.com real ? Or can a buyer’s agent give me a better contact ?
C) Get an inspection done
D) Open escrow account
E) Verify title thru title verification company
F) Get attorney do the paper work
G) Do the closing
Are there agencies/individuals who can help me do this for a flat fee ? Are there DIY kits/paid services available ?