It’s a tough call for anybody in the situation, Glad I’m not, will say it is luck more than anything though as I too was “stupid” enough to make more than a few offers on those over priced houses, lucky for me someone was always more fool hardy. I would say “love it or leave it”. It must suck when the new person on the block is paying a mortgage that is half of what you are paying. I’m not the most financially savvy person but I’m learning.