Thanks SD R. That was exactly my point. It was directed at Brian for making a sweeping statement of wait and you be rewarded. However, sdcellar seems to have a really hard time seeing the forest from the trees.

sdcellar, since you attacked me for numbers I pull out of thin air, you obviously thinks that it’s wrong and it can’t possibly happen; I like to introduce you to the 70s. Even more recent, I like to introduce you to last year, where rates went up 10%, yet price didn’t drop 10%.