it is actually very tempting to buy in on an index tracker fund today when I look at the pitiful gains to be had from ‘high’ interest accounts vs. the potential gains from such a fund. However, I have a feeling this rally is being hyped for suckers. Any day now there will be a reversal and people late to the party will be sorry, just like recent house buyers. I am not really a gambling man so I just stick with the slow and sure, no matter how tempting it is with the talk of 14/15k dow reverberating arouynd the internet. Maybe I will kick myself later at lost gains, but thats better than a ‘real’ loss to me.