I see. Yes, I was blown away when my good friend told me about his home selling experience and the $60k cash-back deal. BTW the realtor recommended the lender and the appraiser. I would not be surprised if they were somehow in cahoots. The address of that home is

7947 Prairie Shadow Rd
San Diego, CA 92126

Although it is closed, the sale isn’t listed on zillow.com yet. The comps are, and guess what? They’re about $700k. Exactly the jacked-up price not deducting the $60k cash back (so I know for a fact the home sold for $640). This is my ‘hood and I own my place (since ’99) so I should be happy about it but I’m not.