I can’t for the life of me figure out how they are doing this so late in the game. I’ve been watching Broker’s Outpost – loans are HARDLY flying out the door. (Even for folks with downpayments, full doc and decet FICOs) How are they getting 100% loans for homes with no solid comps? (Now, the comps are there, sadly…) Will we see a clamp down on appraisers? Seems to me they are in total control of the market now.