I see that AN left out the return you could get on that $40K down payment if you invested it in something as opposed to putting it into a depreciating house.
Just think what that $40K could do in gold. You could double your money in 5 years.
I think I’m starting to see how AN came to have complete, total, and unquestioned faith in HLS. He’s clearly not the smartest cookie in the bowl.