[quote=SellingMyHome][quote=captcha]Nothing relevant to add. Just curious – how did a $424K loan grew into $450K loan after a $15K cash-out refi and that is after 6 years of paying the mortgage? Did you get an IO or negam?[/quote]

They rolled in closing costs as well.[/quote]

I picked up an that too. After six years of mortgage payments, you still that much?

6 years * 12pmt/year = 72 mortgage payments

72 * ~ $2,000 (low assumption) = $144,000

So, at least $144,000 worth of payments have been made. I’ve never had a mortgage but, something doesn’t add up.