Dealerships make bank off of loans to people with bad credit. Go with the “cheap” (low price) used car paid for with cash. My grandfather never bought a new car and he is a millionaire.
My best friend from high school said he talked to a neighbor of a friend who is a finance manager for a dealership. The “finance” manager said that he makes 4 points on loans. 4 points is a lot to pay a dealership for a loan, so they are charging people big time for those loans.
