VA loans are best for the buyer but It is difficult for VA buyers to get their offers accepted for several reasons.

It costs the seller more to accept a VA offer because the seller must pay the lender and escrow fees the VA buyer is not allowed to pay which amounts to about $2,700 on a $300,000 purchase. The actual amount will vary with the price.

Many sellers are concerned the VA Lender will require repairs that a conventional lender would not ask which is not necessarily true.

Many Sellers mistakenly think a buyer with a downpayment is the stronger buyer. The reality is that VA “qualified” buyers have a better chance of closing because conventional underwriting guidelines are much more stringent than VA or even FHA.

So, what to do?

You stand a much better chance with properties that are not bank owned but bear in mind when you are negotiating price the seller must pay more costs than other types of financing so structure your offer accordingly..

You should be working with a real estate agent VA experienced and your agent must have your formal VA loan approval to present with your offer.

Finally yet importantly, have patience, the prize is worth the fight.