Home prices have firmed and are rising in most San Diego housing markets. Now is the time to buy for best home values.

Rates have dropped the last few days to recent lows. Today I have 4.625% and one point, 4.747% APR for a 80% conventional conforming loan with a 740 or better FICO score.

If you are shopping for a home loan below are some recent articles that should help.

What is APR?: http://www.themtgmentor.com/What-Is-APR.html

Become a Genius Rate Shopper: http://www.themtgmentor.com/Become-A-Rate-Shopping-Genius.html

Current Rate Survey: http://www.themtgmentor.com/Rate_Survey.html

Happy house hunting