I realize I am being pedantic here but one thing I have noticed in Cali is that nobody tends to include the property taxes as part of the house payment. Of course a smart person would say that it is not part of the house payment, however coming from Ohio and Texas where perhaps the “rates” are higher (though the valuations are much lower) I am conditioned to talk about the house payment, as all encompassing.

I have also noticed a lot more people pay their property taxes as an annual or bi-annual payment (whatever it is) instead of being part of the house payment.