We’d really appreciate if you can send the listings about 4S Ranch to my email [email protected].
Thanks for pointing out that we cannot deduct Mello Ross, and the HOA is $80/month, it was missed because the calculator does not have entries for them.
In the original calculation, the CD earning on 20% downpayment was indeeded included. With correction, it seems the difference between rent-buy would about $12K, not a determining factor by itself not to buy. The determining factor t boils down to how much depreciation we can see in next year.