I couldn’t agree w/ SD Realtor more.
Why not Cardiff, Encinitas or Solana Beach?
I wish could relate to your problem a little more. We are a middle-class family trying to relocate partly due to the deteriorating school within our rental home school boundary (Escondido).
Transfers are not working due to the school districts budget.
You sound like a down-to-earth person & if you keep your kids humble – send them to the best school you can.