Your Alt-A’s peak in what, 2013, and the foreclosures should hit the market say, 2014? Is that when we should buy? 4 years is almost enough to fit in another economic cycle, what if we get a modest economic recovery in say mid 2010ish and then a downturn starting in say, mid 2014? Should I wait till things turn up again, in say 2016? C’mon now, even Miley Cyrus knows there’s always gonna be another mountain.