$380 is the regular HOA fee for this complex Creekside and an additional $180/month special assessment for 5 years. This will bring the total monthly due to $560/month.

I could not access their budget and reserve study but I would not be surprised to see zero reserve and a deficit in their current spending. This complex is just badly managed. I do not have the numbers but I suspect that less than 50% are owner occupied and make it difficult to get loans.