[quote=gn][quote=DataAgent]”Does anybody know if it’s possible to get fire insurance in this neighborhood?”
When I looked at buying a house on Birch Bluff in 2007, I asked my State Farm guy the same question. He said as long the house didn’t back up to open brush land, he could write me pretty much a standard homeowners policy. If we buy a house that backs up to open brush land, it would “cost me.” And the was before the October 2007 fires. Didn’t matter anyway because my wife insisted we buy a house close to Mission Bay.
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DataAgent, thanks for the information on fire insurance. So, would the following property be considered backing “up to open brush land” ?
Nice house. Great backyard. Rock pools always look relaxing.
I’d say this house is ‘insurance friendly.’ But I ain’t no insurance agent. Just call your agent. Tell them the house is in Scripps Ranch. South of Pomerado. To generate a quote, they’ll have lots of other questions. The quotes will probably vary greatly from company to company. Some companies don’t like to write policies in fire areas.
If you’re definitely going to buy in that area, make sure you go with a major insurance carrier ie. State Farm, Allstate etc. Better yet, ask someone who lives in that area for a referral. Try to find someone who’s lived in that area during the 2003 fires.
