Talk about speculation and psychic thinking: how about your own?

San Diego will always be desirable. How can you predict this? What it’s like today may not be what it’s like in ten years.

Your other predictive comment: We are running out of space, so prices will continue to rise.

One does not necessarily follow the other. Condos are an excellent example of housing whose prices plunge over time. Lack of space doesn’t mean housing is always expensive – look at our own downtown. Tons of units in a very small space and all of them cheaper by the day!

You’re right about one thing though – you won’t get any REAL advice here – would you go to a mortgage broker site for information about buying certificates of deposit?