What is the APR for this loan? (Assume a 300k loan, with $2500 in third party fees plus your fees).
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Coop…
What is included in APR is figured differently by diff mortgage people. It’s a terrible way to shop for a loan.

The APR that is on your actual loan docs will be accurate or too high. If it is quoted too low, it is a legal loophole to be able to rescind the loan in the future.

When you shop by APR, you are only seeing estimates.

In your example above, my APR estimate would be 5.096% as accurate as I know.
Certain fees should not be figured to determine the APR. > HLS