true – life is not fair. but one would hope that someone in gov’t, would stand up and say “hey, you know what – if you took out a loan on a $750,000 house, lied bout your income and claimed you made $300k/year when in reality you made about $50k – and now you can’t afford the house b/c your teaser rate is up and the neg am arm has reset – TOUGH $HIT”

I’ve heard a few people hint at personal responsibility, but they all fall back on how we have to keep people in their homes, and how we have to punish these horrible predatory lenders…

predatory lending? i’m sure a lot of lenders put guns to people’s heads and told them they had to sign the dotted line… you know what – if someone is dumb enough to buy stuff they can’t afford b/c they “wanted” to belive the BS they got fed by teh lenders – they deserve what they get.

I understand that life is not fair – but it still sucks to feel that the morons get a freebie and the responsible people get once again told to just suck it up.

it’s like taxes. I worked hard to get a good job and make good money. then there are people who are complete losers who do nothing but drain on the system. I have to pay a lot in taxes, get very little in return, and the losers get a big fat check at the end of the year which they piss away on plasmas and at the casino – on my dime. and YOURS.

it’s enough to make you believe that cheating the system and playing dirty is HOW you have to play to get ahead. Being nice and following the rules gets you nowhere