Kudos on your research, svelte, yes I used to be cashman. After Bernanke and Co. started lowering rates, my 5% on the 2 mil was getting more elusive. I’m lucky to find 4% nowadays. Spread over several accounts, I’m averaging about 3.6%. So, thanks to the policies of our government, I am now a poor saver.

You’re right, who needs a 7700 sf. house, especially if they’re single. 3800 sf does just fine.