arraya, thanks for the Gold Star – much appreciated. I give you a platinum star. I’m afraid that based on your comments, you feel the sense of superiority.

I believe people are capable of making their own decisions. You see people as being easily tricked – nice way of saying people are stupid and you’re the smart one.

I think all people are plenty capable and I don’t feel any superiority. I’ve made mistakes, sure. I paid the price, absolutely. Why wouldn’t I expect the same of others.

Enslavement is a powerful word. I’m fairly certain that some would object to the comparison of those who owe money to the hardship experienced by actual slaves.