I think the social services have provided a “safety net” of comfortability since post WWII that has lulled us all into a false sense of security. There was a time when you ran out of money or times got tough, and you took what you could get and stuck with it (save, get re-educated, etc.) until you could move up. I am not so sure it’s that way these days.

Instead of the saying, “when the going gets tough, the tough get going,” we get “when the going gets tough, there’s some government program to bail you out.” If we can bring back the focus on personal accountability, we will be a much better nation in general.