So I have kind of a left-field question. When my wife and I were in the consideration phase of selling our current home (which we just sold), I was looking at a few homes and lots in the Poway/Lakeside split where your previous home was located (I believe you mentioned that being the area?) Actually the house that we were seriously considering making an offer on was on the market for about a year and just recently disappeared from the ziprealty.com listing. It was listed at around $800k, then raised their asking price to $810k, then dropped it to $780k. I’m guessing that this as their feeble attempt to fend off low-ballers? Luckily I stumbled across this site before making a foolish move 🙂
That said, it is a beautiful area and we’re still considering either building a home up there, or purchasing an existing home if the price is right in a few years.
Anyhow, there were two questions I could never seem to get a straight answer on.
1. With each house having its own well, how plentiful is the water supply in the area? I ask because my parents live in a rural area of the NW (Seattle area) and they regularly run their well dry in the summer months. My initial thought was that if it happened in the rainy Northwest, then it must surely happen here.
2. Insurance for fire coverage. Exactly how much is it in a rural area like that? Especially one that was recently ravaged by the Cedar fire.