Why do you believe the FDIC will be solvent? Between the coming global superstorm and the pending financial collapse of the western world, heck, let’s all convert to krugerands and stick them in a hole in the backyard along side a years supply of freeze dried food and a shotgun. (Some of the black helicopter bearishness on the bubble blogs has been a little extreme even for me—someone who is completely on board with Rich’s views on SD real estate.)