“Check out 1**7 WHITE BIRCH DRIVE, Vista, CA 92081. The seller bought for $60,000 (that’s right no typo), about 5 years back.”

Wrong. It was a partial transfer between husband and wife. Not a purchase price.

“The seller seems to have squandered away his equity if you believe zillow (on Hummers?).”

Gotta love the arm chair analysis from experts with incomplete data. You should become an appraiser, at least then you could get paid for being so nosey.