I’m not too worried about a correction in the near term, it will be very healthy for the long term. I see a lot of dooms day claims here which I think is rather entertaining. Don’t buy into all the hype, sure the market will definitely be affected by the drop off in consumer spending when the “house ATM” runs out of cash, unemployment is skyrocketing and interest rates are high. Everything is cyclical. I have roughly a 25% exposure in alternative assets which has and will do very well as market volatility picks up. But in the long run, those who stick to their guns will ultimately be rewarded. I don’t see the big money running for the exits yet. I’ve also been overweighted in international & emerging markets for quite some time. Don’t chase the hot dot, yesterday’s winners, etc.