Damn Chris we think alike 100%. I pay cash on wifes and my car. I try tellin my wife that u pay 3 times the price of a home and so far save of 90k just renting. I really want that sucker to be low or paid for within 10-15 years. I have not 1 dollar on a visa or any kind of credit and save 4k a month (3 in savings and 1 in 401k). At this rate we should be way above most in buying a home. I guess people have 200k plus jobs to support thier high ARM’s and interest only loans (I’LL PAY ANYTHING TO GET INTO A HOUSE, syndrome). I really would like to save 100k more and then see interest rates at 15% and gas at $5 a gallon (company pays all gas). Then I would get a home extremly cheaper and pay 0 interest. That would be awesome. …….I’ll buy someones bad ARM home that forclosed on the court house steps 🙂