I have Euros on FXE. It can bought like any stock, no additional fees. It trades at the Euro price and pays interest. It is like a CD in Euros. Buy GLD for gold, SLV for silver, USO for oil, etc. These type of funds are the easiest way to trade metals and commodities. It may be late now to gain much from gold and Euro but there are not many options. I have money saved for a down payment so it does not really matter if the US Dollar devaluates since home prices are in dollars. But I also have other savings, to hedge agaist inflation I though of buying stuff I will always need, like 100 pounds of salt, 1000 socks, etc. It may be better to spend the money now that just watch it loose it’s purchasing power. Now you have a good excuse to buy that 63″ plasma. In a couple of years you may not afford it.