Yes, spending money for a book to help you save money seems a little crazy, but…if I just lecture to this friend “don’t spend more than you make”, she won’t listen. And honestly I don’t want to lecture to her. That’s why I had the idea of giving her a book rather than giving my advice. I like the software idea, but her husband works for a computer company and can be very arrogant about software and she’s not to computer literate, so and old fashioned book might be best for her.