Dumbing down of America. You are a testament to this. I take it you are also a liberal. All emotional chicken little “the sky is falling” mentality devoid of actual facts.
Chicken Little the Insurance guy says:
“For those looking into buying property areas of high wildfire risk, please take insurance costs and overall higher risk under consideration.” Chicken Little is factually and completely wrong on both accounts.
First “high risk” area . . . 4S Ranch is not.
A True San Diego Wildfire Expert (Rancho Santa Fe Fire Protection District) says: 4S is safe
“Typically, when a wildfire threatens homes, evacuations are ordered. Evacuations will shelter residents away from danger during a catastrophic event. During evacuations though, panic and chaos ensue, causing traffic collisions, blocked roadways, injuries and deaths. In fact, most
wildfire-related deaths occur during evacution efforts.
Your community, however, is designed to shelter you inside your home, far away from these congested evacuation routes. By residing in one of the five communities listed below, your home is considered shelter-inplace (list includes 4S). This means you will not need to evacuate during a wildfire. Homes in these masterplanned communities are designed and constructed to withstand wildfire, so RESIDENTS ARE SAFE to shelter inside“.
“The Fire District encourages the use of sprinklers and other preparedness measures as a means of promoting FIRE-SAFE COMMUNITIES.” (Their words not mine)
Chicken Little the Insurance guy says: “insurance costs are higher” . . . again factually incorrect.
First the expert on Insurance the VP of state’s largest insurer says:
“There is also the possibility of significant savings. Sprinklers could reduce the average cost of fire insurance by about $900 a year, from $1,500 to $600, said Chris Smith, a vice president of Fireman’s Fund, one of the state’s largest business-property insurers.
“We’re a strong supporter of sprinklers. It’s lifesaving,” Smith said.
Second and anecdotally I pay less insurance on my 3200 sq/ft home in 4S (built 2002 with state of the art fire protection features) than I did on my 1500 sq/ft condo built in 1984. My insurance agents attributed the savings to the fire safe features of the home. My insurance cost for the home in 4S is less.
Finally . . . .
Chicken little the Insurance guy and the “straw man” logical fallacy touting 1000 homes burned elsewhere in a separate community in San Diego and conflating that fact with 4S where ZERO homes burned. (not part of Rancho Bernardo which is part of San Diego city. 4S is unincorporated San Diego county)
Lets see if we can follow this fallacious reasoning. There is one fire and it passes near to two different communities. One community, older and no updated fire safe technologies, has 1000 homes burn. The same fire then passes buy 4S with state of the art fire safe features and 0 (Zero) homes burn. We then conflate the two and waiving our hands in the air (picture here Chicken Little . . . . “the sky is falling”) and assert its not safe in 4S, where no homes burned, because elsewhere 1000 homes burned????? Come on San Diego Newby you can’t be that much of a simpleton.
4S is as safe as you can get in San Diego from wildfires.
Take it from the experts quoted above. Not chicken little.
