I have it too, maybe I should have just said it like you did Enorah, rather than try to pin it on anything or point to any data. Maybe bottom is too strong a word, maybe it’s the data that is causing me to feel it. My zip code will have another 27 trustee sales back to the bank this week and saw another 53 NOD’s, it just feels like the pressure is building and something is about to happen. Or it could be the heat.