Home › Forums › Closed Forums › Properties or Areas › A very high fire hazard severity zone (VHFHSZ) property
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November 28, 2009 at 10:22 PM #16727November 29, 2009 at 8:56 AM #487828UCGalParticipant
It can make it harder to find insurance companies willing to insure. We are VHFHSZ adjacent since the canyon that the house across the street backs to is red on the map. We were initially denied insurance by AAA – until I argued that we were buying from a AAA policy holder (my father) and it was basically a continuation of coverage by the company. A virtual grandfathering.
It can definitely effect the permitting process for any additions or any other permited work. When we built our companion unit we had to go through full fire marshal review of our plans. I consider this a POSITIVE since the end product was much more fire hardened. The only thing the fire marshal changed was the way the roof vents were done and specifying the size of screens for the vents. Our 45 year old house would never pass the same review… so we’ve been incorporating what we’ve learned from the fire marshal review to reduce our fire risk. (Changing out soffets, etc to prevent airborne burning embers from getting in. Reducing exterior flammable materials.)
November 29, 2009 at 8:56 AM #487994UCGalParticipantIt can make it harder to find insurance companies willing to insure. We are VHFHSZ adjacent since the canyon that the house across the street backs to is red on the map. We were initially denied insurance by AAA – until I argued that we were buying from a AAA policy holder (my father) and it was basically a continuation of coverage by the company. A virtual grandfathering.
It can definitely effect the permitting process for any additions or any other permited work. When we built our companion unit we had to go through full fire marshal review of our plans. I consider this a POSITIVE since the end product was much more fire hardened. The only thing the fire marshal changed was the way the roof vents were done and specifying the size of screens for the vents. Our 45 year old house would never pass the same review… so we’ve been incorporating what we’ve learned from the fire marshal review to reduce our fire risk. (Changing out soffets, etc to prevent airborne burning embers from getting in. Reducing exterior flammable materials.)
November 29, 2009 at 8:56 AM #488374UCGalParticipantIt can make it harder to find insurance companies willing to insure. We are VHFHSZ adjacent since the canyon that the house across the street backs to is red on the map. We were initially denied insurance by AAA – until I argued that we were buying from a AAA policy holder (my father) and it was basically a continuation of coverage by the company. A virtual grandfathering.
It can definitely effect the permitting process for any additions or any other permited work. When we built our companion unit we had to go through full fire marshal review of our plans. I consider this a POSITIVE since the end product was much more fire hardened. The only thing the fire marshal changed was the way the roof vents were done and specifying the size of screens for the vents. Our 45 year old house would never pass the same review… so we’ve been incorporating what we’ve learned from the fire marshal review to reduce our fire risk. (Changing out soffets, etc to prevent airborne burning embers from getting in. Reducing exterior flammable materials.)
November 29, 2009 at 8:56 AM #488463UCGalParticipantIt can make it harder to find insurance companies willing to insure. We are VHFHSZ adjacent since the canyon that the house across the street backs to is red on the map. We were initially denied insurance by AAA – until I argued that we were buying from a AAA policy holder (my father) and it was basically a continuation of coverage by the company. A virtual grandfathering.
It can definitely effect the permitting process for any additions or any other permited work. When we built our companion unit we had to go through full fire marshal review of our plans. I consider this a POSITIVE since the end product was much more fire hardened. The only thing the fire marshal changed was the way the roof vents were done and specifying the size of screens for the vents. Our 45 year old house would never pass the same review… so we’ve been incorporating what we’ve learned from the fire marshal review to reduce our fire risk. (Changing out soffets, etc to prevent airborne burning embers from getting in. Reducing exterior flammable materials.)
November 29, 2009 at 8:56 AM #488694UCGalParticipantIt can make it harder to find insurance companies willing to insure. We are VHFHSZ adjacent since the canyon that the house across the street backs to is red on the map. We were initially denied insurance by AAA – until I argued that we were buying from a AAA policy holder (my father) and it was basically a continuation of coverage by the company. A virtual grandfathering.
It can definitely effect the permitting process for any additions or any other permited work. When we built our companion unit we had to go through full fire marshal review of our plans. I consider this a POSITIVE since the end product was much more fire hardened. The only thing the fire marshal changed was the way the roof vents were done and specifying the size of screens for the vents. Our 45 year old house would never pass the same review… so we’ve been incorporating what we’ve learned from the fire marshal review to reduce our fire risk. (Changing out soffets, etc to prevent airborne burning embers from getting in. Reducing exterior flammable materials.)
November 29, 2009 at 1:18 PM #487938KSMountainParticipantVery nice UCGal. Way to make lemonade from lemons (beauracracy).
Also so nice to see someone being proactive in helping themselves rather than retroactively litigious…
November 29, 2009 at 1:18 PM #488104KSMountainParticipantVery nice UCGal. Way to make lemonade from lemons (beauracracy).
Also so nice to see someone being proactive in helping themselves rather than retroactively litigious…
November 29, 2009 at 1:18 PM #488484KSMountainParticipantVery nice UCGal. Way to make lemonade from lemons (beauracracy).
Also so nice to see someone being proactive in helping themselves rather than retroactively litigious…
November 29, 2009 at 1:18 PM #488572KSMountainParticipantVery nice UCGal. Way to make lemonade from lemons (beauracracy).
Also so nice to see someone being proactive in helping themselves rather than retroactively litigious…
November 29, 2009 at 1:18 PM #488804KSMountainParticipantVery nice UCGal. Way to make lemonade from lemons (beauracracy).
Also so nice to see someone being proactive in helping themselves rather than retroactively litigious…
November 29, 2009 at 3:19 PM #487978AecetiaParticipantI question the absolute accuracy of the maps since they have included a golf course in the red zone, as well as a cemetery. I doubt either will burn even in a fire storm, but I guess anything is possible.
November 29, 2009 at 3:19 PM #488143AecetiaParticipantI question the absolute accuracy of the maps since they have included a golf course in the red zone, as well as a cemetery. I doubt either will burn even in a fire storm, but I guess anything is possible.
November 29, 2009 at 3:19 PM #488525AecetiaParticipantI question the absolute accuracy of the maps since they have included a golf course in the red zone, as well as a cemetery. I doubt either will burn even in a fire storm, but I guess anything is possible.
November 29, 2009 at 3:19 PM #488613AecetiaParticipantI question the absolute accuracy of the maps since they have included a golf course in the red zone, as well as a cemetery. I doubt either will burn even in a fire storm, but I guess anything is possible.
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