I guess the essence of my posts were misunderstood.

I actually agree with all of you with regard to “anyone” being capable of commiting acts of gross financial irresponsiblity–such as the fool in the referenced article.
That was my point exactly.

I was trying to defend the fact that this type of behavior is not a “California” thing. I guess I just happen to know a lot of solid people, who just happen to be from California, who have their acts together.

My point was that many “Native Californians” are portrayed as “flakes,” when, in fact, a great majority of those who demonstrate this type of irresponsible behavior are not natives. I work in TV and film in Hollywood, so, believe me, I know flakes from flakes.

At any rate, the bottom line is clear. Native or non, lots of people are in over their heads. Sad.