I realize, as you said, financial irresponsibility is not indigenous to Californians. Was just responding on that front based on the fact that the guy in the article lived in CA, and that was the topic of this discussion.
As well, I’m responding to the premise of the article based on the people I know–actually dating back several generations in some CA families.
To me a “native” is someone who was born in CA. In my case, born and raised in San Diego/La Jolla.
Hopefully, articles like this will, at the very least, be a “wake-up call” for many in that boat, but I fear it may be too late for most.
