I don’t know about mortgage. But property taxes are public record.

http://www.sdtreastax.com/payonline.html

Click the payonline icon. Fill in the street address and zip. It should tell you if the person paid their Dec. taxes.

I don’t know about mortgage. But property taxes are public record.

http://www.sdtreastax.com/payonline.html

Click the payonline icon. Fill in the street address and zip. It should tell you if the person paid their Dec. taxes.

I’ve wondered this myself. We often see posts about specific properties here, for example “owner has a $100k HELOC opened in 2005” or “1st mortgage on that property was $350K”. Usually it is the realtors, so I suspect that information isn’t available to us regular folk.

I’ve wondered this myself. We often see posts about specific properties here, for example “owner has a $100k HELOC opened in 2005” or “1st mortgage on that property was $350K”. Usually it is the realtors, so I suspect that information isn’t available to us regular folk.

I’ve wondered this myself. We often see posts about specific properties here, for example “owner has a $100k HELOC opened in 2005” or “1st mortgage on that property was $350K”. Usually it is the realtors, so I suspect that information isn’t available to us regular folk.

There was another thread that some of the realtors chimed in that title companies could look it up for you. Not having any buddies at title companies I did it by brute force… but not as many details.

The docs and liens are available online -but for a price. I’m not sure, but I think you can go down to the office and look it up there, for free. (I could be amazingly naive about that though.)

http://arcc.co.san-diego.ca.us/services/grantorgrantee/search.aspx

For example, if I put in my name I see that there are recorded documents corresponding to:
– deed of the house
– mortgage of the house
– heloc open
– heloc increased
– heloc paid off (reconveyance)
– quit claim for when we got our living trust set up
– mechanics lien from a contractor we’re going to mediation with.

I can’t see the actual documents without paying a fee. But the dates they were filed, and the grantor/grantee info is enough for me to figure it out.

If I wanted to – I could pay between $3 and $7 per document and get them mailed to me. But seeing who the parties are, and the type of doc (trust deed, quit claim, mech lien, reconveyance) is enough. I was checking often after we paid off our heloc… I saw the reconveyance hit the records database the same week we got the paperwork marked “paid in full” from the bank.

There was another thread that some of the realtors chimed in that title companies could look it up for you. Not having any buddies at title companies I did it by brute force… but not as many details.

The docs and liens are available online -but for a price. I’m not sure, but I think you can go down to the office and look it up there, for free. (I could be amazingly naive about that though.)

http://arcc.co.san-diego.ca.us/services/grantorgrantee/search.aspx

For example, if I put in my name I see that there are recorded documents corresponding to:
– deed of the house
– mortgage of the house
– heloc open
– heloc increased
– heloc paid off (reconveyance)
– quit claim for when we got our living trust set up
– mechanics lien from a contractor we’re going to mediation with.

I can’t see the actual documents without paying a fee. But the dates they were filed, and the grantor/grantee info is enough for me to figure it out.

If I wanted to – I could pay between $3 and $7 per document and get them mailed to me. But seeing who the parties are, and the type of doc (trust deed, quit claim, mech lien, reconveyance) is enough. I was checking often after we paid off our heloc… I saw the reconveyance hit the records database the same week we got the paperwork marked “paid in full” from the bank.