Allan, you may have forgotten that I live in Fallbrook and am in the mortgage biz and have an office in Temecula/Murrieta.

I never did a neg-am loan and am trying to wake people up with the reality of life and the crappy situations that others put them in.

Some people just cannot be saved, but are “waiting to see what happens” they are hoping/wishing/praying.

I remember Temecula in the 1960’s, it was a fun place to visit as a kid. We called it Rancho California back then.

I don’t find the decline amazing at all, I’ve expected it for years. Denial will catch up with many people sooner rather than later, continuing the downward spiral.