With the no penalty for foreclosure law and no help coming, I think you are right about the future foreclosure situation in 2008. Last weekend when I went looking at some foreclosures you wrote on another post about picking out a girl in the bar at 7:30 (which is an analogy I can understand). Now this means there is a busload of strippers on their way to the bar. Thanks for the advice, I took it and I’m going to await the arrival of the first bus because it’s all shaping up to fall apart in 08. But cutting off the aid and paving the “walk away” route, the government intervention is actually going to make this worse than if they had done nothing, brilliant!!!