The answer is both I guess, although I am looking forward to seeing 4 plex on stage at the local comedy club, calling himself an optimist has to be part of his stand up routine.
I just feel so differently on so many of these subjects, even though in general I share the bearish RE view. I feel if you make a commitment, be it financial or otherwise, you should live up to it, not look for ways to get out of it the minute things become dicey.
Who ever promised anyone that everything in life is completely fair, or that your RE should appreciate? That dude is nothing more than a condo day trader, who should never be extended credit ever again if he bails on something that he is capable of paying on because he is upset about the valuation change. That is a disgrace IMO.