After reading the UT article, I see how people live paycheck to paycheck. I guarantee you that the couple is living paycheck to paycheck.
Maybe they should move back to buffalo where they could atleast put some money in their retirement savings account instead of giving them to SD county, HOA and ofcourse the profit hungry lender.
I also see now how people do ” amdani athanni kharchaa rupaih” i.e. paycheck is 50 cents but spend 1 dollar and wait for the next paycheck ..
no wonder why subprime is a big business in America!