Skyranch in Santee

User Forum Topic
Submitted by sunny88 on March 1, 2009 - 12:43am

The homes at Skyranch in Santee are very "reasonably" priced compared to other new homes in San Diego and there is no Mello Roos. I would like to see if anybody in this forum has bought a home in this development or if anybody has an opinion if they are a good value. Also, will home prices in Santee go up faster than other parts of SD?

Submitted by sdrealtor on March 2, 2010 - 5:33pm.

in Carlsbad/La Costa

Submitted by AN on March 2, 2010 - 6:00pm.

in west RB.

Submitted by kcal09 on March 2, 2010 - 8:53pm.

Chula Vista - high crime rate.
Carlsbad - what about MR?
West RB - where are the new homes?

Submitted by sdrealtor on March 2, 2010 - 9:00pm.

I dont know what the MR are in Carlsbad for the homes I'm thinking about but they start in low 500's. There are some in La Costa Oaks in the low 600's also with $800/yr MR.

Submitted by AN on March 2, 2010 - 10:31pm.

4S and Del Sur. MR&HOA is about 500-550.

Submitted by Eugene on March 2, 2010 - 10:35pm.

At this point I wanted to say something about crime rate in RB, but I won't.

Submitted by flu on March 2, 2010 - 10:53pm.

You can find 600k places in Mira Mesa..
Much more convenient.

Submitted by kcal09 on March 2, 2010 - 11:26pm.

flu wrote:
You can find 600k places in Mira Mesa..
Much more convenient.

The homes in MM are much older.

Submitted by kcal09 on March 2, 2010 - 11:26pm.

Eugene wrote:
At this point I wanted to say something about crime rate in RB, but I won't.

RB has been very safe.

Submitted by kcal09 on March 2, 2010 - 11:27pm.

AN wrote:
4S and Del Sur. MR&HOA is about 500-550.

4S is very dense and MR in Del Sur is excessive.

Submitted by AN on March 2, 2010 - 11:38pm.

flu wrote:
You can find 600k places in Mira Mesa..
Much more convenient.

No you can't. Nothing is MM is near $600k.

Submitted by flu on March 2, 2010 - 11:44pm.

AN wrote:
flu wrote:
You can find 600k places in Mira Mesa..
Much more convenient.

No you can't. Nothing is MM is near $600k.

Ok, <$600k.

Something like in westview probably sets one back in $540ish...After everything, probably close to 600k.

Right?
www.sdlookup.com/MLS-100008539-11839_Wes...

Anyway, my point was for the price and location MM seems more convenient than say Santee. I'm not so sure I get paying $600k to live in santee...Seems kinda a lot for the privilege of having a "new" home.

Submitted by AN on March 2, 2010 - 11:47pm.

kcal09 wrote:
AN wrote:
4S and Del Sur. MR&HOA is about 500-550.

4S is very dense and MR in Del Sur is excessive.


This is your exact quote:

kcal09 wrote:
The problem with living elsewhere is that the prices are still higher compared to Santee for the same type of house. Also, where can you find new homes in SD county in the $600k range?

We're just listing a few places around SD that you can get new homes in the $600k range.

Based on Lennar's website, it seems like their price is below $600k now with the Crestview plan 3 coming in at $560k. It's definitely cheaper than most places except for Chula Vista. But there's a reason why it's cheaper. I think school being one of the factor. The other factor could be distance to work center. But to each his own. BTW, what's the crime rate in Santee? Isn't there a correctional facility near there?

Submitted by AN on March 3, 2010 - 12:02am.

flu][quote=AN wrote:

Ok, <$600k.

Something like in westview probably sets one back in $540ish...After everything, probably close to 600k.

Right?
www.sdlookup.com/MLS-100008539-11839_Wes...

Anyway, my point was for the price and location MM seems more convenient than say Santee. I'm not so sure I get paying $600k to live in santee...Seems kinda a lot for the privilege of having a "new" home.


I don't think that house will fetch $540k, probably more like $510-520k.

I agree that for price and location, I'd pick MM over Santee too, and I did. Pay near $600k + 1.6% tax rate + $300 HOA adds up to a very pretty penny to live in Santee. The commute time is a killer to Sorrento Valley, if you're talking about door to door and traffic.

Did a quick calculation and if you go with $560k + 20% down(@5% interest) + 1.6% tax + $300(HOA) + $120(Insurance), your PITI+HOA = $3572/month. That's equivalent to a $660k place w/out HOA and Tax rate at 1.1%. If you take tax deduction into the equation, since HOA is not deductible (not sure if the whole 1.6% is deductible as well), it's more equivalent to a $700k house w/out HOA and tax at 1.1%.

Submitted by UCGal on March 3, 2010 - 9:00am.

AN wrote:
BTW, what's the crime rate in Santee? Isn't there a correctional facility near there?

Yeah but those are chick convicts... they don't count. ;)

http://www.sdsheriff.net/detentionfacili...

Submitted by justsayin1964 on March 3, 2010 - 11:45am.

you can actually see the correctional facility from sky ranch lol. 600K is way hagh for santee there are some smaller developments there that are going for 500-600k that have no HOA's. But I guess if you must spend 600K I would say go to sky ranch. BTW its also in the fire line so insurance would also be higher.

Submitted by DWCAP on March 3, 2010 - 12:10pm.

Should a new house really command a big premium over an ~10 year old house? Serious question. I just dont really understand the facanation with 'brand new'. There have been tons of reports in the media of problems with 'new' houses, remember the whole chinese dry-wall thing? And the community usually has little character or anything yet, as trees are 10 days post homedepot and the grass usually could just be rolled up and resodded somewhere else. You dont get to know your neighbors before they move in, and all so often alot of the infrastructure doesnt exist yet.

I have only been in 1 new development, and it wasnt in SD, so I have little frame of reference on this and could be wrong. But you will have to fix any defects and repaint etc etc when you try to sell anyways, cause when you sell it aint new anymore, so I dont really know what the big deal is.

Anyone care to enlighten me?

Submitted by AN on March 3, 2010 - 12:49pm.

DWCAp, I think it all comes down to supply/demand. If more people want new, then new will always command higher price. I personally don't like most of the houses built after 2000. I'm partial w/ double door entry and high ceilings in the living room area. Houses built between 1980-2000 (especially houses built between 1990-2000) just feel less cramp than the houses built after 2000 at the same sq-ft. However, I do like the big kitchen of the newer house and 10-12' ceilings vs 8-9' ceilings.

Submitted by kcal09 on March 3, 2010 - 2:53pm.

DWCAP wrote:
Should a new house really command a big premium over an ~10 year old house? Serious question. I just dont really understand the facanation with 'brand new'. There have been tons of reports in the media of problems with 'new' houses, remember the whole chinese dry-wall thing? And the community usually has little character or anything yet, as trees are 10 days post homedepot and the grass usually could just be rolled up and resodded somewhere else. You dont get to know your neighbors before they move in, and all so often alot of the infrastructure doesnt exist yet.

I have only been in 1 new development, and it wasnt in SD, so I have little frame of reference on this and could be wrong. But you will have to fix any defects and repaint etc etc when you try to sell anyways, cause when you sell it aint new anymore, so I dont really know what the big deal is.

Anyone care to enlighten me?

You're right. A new house by itself does not justify a higher price.In fact, many established communities with nice houses and a good track record deserve a "premium". In newer communities things are more unpredictable. There may be not much pride of community(yet). Also, many of the newer communities (for instance "Stonebridge") were built at a time when many buyers overstretched themselves with mortgages they cannot afford anymore. Therefore, you see some homes that have been neglected with poor landscaping or overgrown front yards. Overall, I do prefer to buy a home in an established neighborhood over a new development. But that's just a personal preference.

Submitted by SkyRanchOwner on March 4, 2010 - 12:17am.

I wanted to respond to some of your comments...

First, the homes in Sky Ranch Crestview are in the $499k to mid $500k range. They aren't $600k+ currently. This is a big difference, because that's approximately a 10% discount from where you are talking which will effect your mortgage, down payment, and property taxes. Plus, with a lower purchase price, you will be less likely to take a hit on the purchase price of the home, if the housing market still tumbles.

Here is a link to current Crestview inventory. Also, it appears the 2 homes at $499k are already sold! Just 3 left in the recent phase in the low to mid $500k.
http://www.lennar.com/New-Homes/Californ...

Northstar is selling out quickly on their recent phase and are selling like hotcakes. Northstar is the condo development and these places include garages and a community pool with jacuzzi and clubhouse. They are in the $300k range.

As far as places to walk, Lennar has finished paving all the roads up here, and I see people/families walking around all the time. With the roads all paved, you can walk/run long distances while enjoying a beautiful view. There are many streets that are very level and easy to walk/run, so you don't have to trek up a big hill if you don't want to. Yes, there isn't a Starbucks to easily walk to, but there are 2 in driving distance. One is close at the Bradley/Magnolia intersection, and there is one off of Mission Gorge road. (For you Starbucks addicts.)

In addition, there is only one way in and one way out of Sky Ranch, and that is up and down the main hill on the West side. There are fire exit roads in case of a fire on the other sides of the mountain, so everyone feels OK with that. Also, it reduces drive thru traffic, which makes the community quiet and reduces chances of outside crime. Speaking of crime, the crime rate in Santee is one of the lowest in San Diego County.

We also have a great community park with a great view looking West. You can watch the sunsets there at the end of the day, and it has a nice kids place area.

To address the issue of property tax rate, I'm not sure why people are saying it's 1.6%. It's only 1.1% in Santee, and Sky Ranch is in Santee, zip code 92071. If you have a tax rate of 1.6%, most likely there is mello roos included in that. There is NO mello roos in Sky Ranch. Lennar paid it. Also, most people have been writing off mello roos in their taxes because it is included in the property tax statement. With all the fiscal issues with California, I would be cautious on that, since this could become a great source of extra income for the State.

Here is the State of California's guidance on Mello Roos for those who are so quick to say it's tax deductible:
http://www.ftb.ca.gov/individuals/faq/ne...

Here is a link to property tax in Santee and other areas:
http://www.sandiegorealestatebuzz.com/sa...

As far as housing insurance, our insurance is less than $100/month.

As far as schooling, save the money on your house and send your kids to a private school, if this is your concern. There are numerous good ones around Sky Ranch that are very affordable.

When the 52 opens, it will be a quick drive to Sorrento Valley. Much quicker than commuting from San Marcos, Chula Vista, or Carlsbad. I looked at newer homes in Chula Vista, but the distance was a long drive to Sorrento Valley. Plus, you had to pay the toll fee (approx. $5 each way) on the new 125. There will be no toll on the 52. Traffic isn't that bad at all on the 52, now that they opened up all 3 lanes going East and West on the 52 over the hill. Plus, they plan to put in a few Fast Track lanes in the middle in the future, like what you find on th 15. The onramp for the 52 West will be near the bottom of the hill near the Prospect/Magnolia intersection. It will be a quick jump from the house to the 52 West.

Santee has grown over the years because of the 52. Santee will continue to grow, and tax money from new developments will help grow the community and the schools. Santee used to be an old town, but with all the new development over the last decade and more recently, it is an up and coming new city. That's another reason we gave Santee a chance.

As far as the Las Colinas Women's Dentention Center/Jail. That was a concern of ours too, yet it is a women's only facility. Plus, there are current lawsuits filed by the City of Santee and the Developers of Riverwalk to have the jail relocated. There has been recent talk of the proposal to expand and update the facility, yet the Santee community is pushing to have it relocated. This is a facility that is left over from the 60's. Here is a link for more info:
http://nojailexpansion.com/

Also read here:
http://www.ci.santee.ca.us/Modules/ShowD...

As another note, there is a small Farmer's market held off of Mission Gorge near Magnolia where you can get fresh fruit, vegetables and other items:
http://mysandiego411.com/farmersmarket/s...

The issue of buying a new home is big to me because all the plumbing, electrical, framing, etc. is brand new. There are no issues with having to remodel, fix plumbing or electrical problems, etc. I walk in, paint, plant my furniture, and have time to do other things.

We figured out of all the areas, the pricing here seems the most reasonable without having to have a major commute like living in San Marcos or Chula Vista. Lennar has discounting the prices to match the current market, so you are less likely to have much depreciation. Check trulia's real estate statistics on your own. Also, Sky Ranch is a unique community. Once it builds and sells out, it will be hard to find a house for sale.
http://www.trulia.com/real_estate/Santee...

I've gone through many of the thoughts being discussed here, and we decided to buy. We have been even more pleased after our purchase here in Sky Ranch.

Submitted by SkyRanchOwner on March 4, 2010 - 12:47am.

Actually, your calculation isn't exactly correct. Here it is:

$560k house
20% down = $112k

$448k financed at 5.0%, fixed for 30 years
$2,405 = monthly mortgage payment

$6,160 annual property taxes / 12 = $513.33 ($514)
Tax Rate in Sky Ranch is 1.1%!

$90 = monthly housing insurance

$0 = mello roos

$342 = monthly HOA

---------------------------------
$3,351 = Grand Monthly Total

The commute time isn't a killer since they recently opened up all 3 lanes going East and West over the hill and over the bridges. They did this about 2-3 months ago. They plan to put in a Fast Trak lane down the center too, over the next few years.

Submitted by SkyRanchOwner on March 4, 2010 - 12:48am.
Submitted by UCGal on March 4, 2010 - 10:42am.

Your kidding about them moving Las Colinas, right?

NO neighborhood wants a prison in their backyard. It's already in Santee - and it seems extremely unlikely that it will be moved to someone elses backyard. NIMBYism will prevent it. Where are they going to move it? It has to be central enough to get to the 3 courthouses in the county (downtown San Diego, El Cajon, North County). Santee fits that bill.

I think the people of Santee need to be comfortable with Las Colinas - they're going to coexist as long as we need a womens detention center.

Santee is nice enough. I'm not a Santee basher. Las Colinas wouldn't be a deciding factor if I were looking there. One of my extended family is looking at REOs out there.

Submitted by kcal09 on March 4, 2010 - 11:16am.

SkyRanchOwner wrote:
I wanted to respond to some of your comments...

First, the homes in Sky Ranch Crestview are in the $499k to mid $500k range. They aren't $600k+ currently. This is a big difference, because that's approximately a 10% discount from where you are talking which will effect your mortgage, down payment, and property taxes. Plus, with a lower purchase price, you will be less likely to take a hit on the purchase price of the home, if the housing market still tumbles.

Here is a link to current Crestview inventory. Also, it appears the 2 homes at $499k are already sold! Just 3 left in the recent phase in the low to mid $500k.
http://www.lennar.com/New-Homes/Californ...

Northstar is selling out quickly on their recent phase and are selling like hotcakes. Northstar is the condo development and these places include garages and a community pool with jacuzzi and clubhouse. They are in the $300k range.

As far as places to walk, Lennar has finished paving all the roads up here, and I see people/families walking around all the time. With the roads all paved, you can walk/run long distances while enjoying a beautiful view. There are many streets that are very level and easy to walk/run, so you don't have to trek up a big hill if you don't want to. Yes, there isn't a Starbucks to easily walk to, but there are 2 in driving distance. One is close at the Bradley/Magnolia intersection, and there is one off of Mission Gorge road. (For you Starbucks addicts.)

In addition, there is only one way in and one way out of Sky Ranch, and that is up and down the main hill on the West side. There are fire exit roads in case of a fire on the other sides of the mountain, so everyone feels OK with that. Also, it reduces drive thru traffic, which makes the community quiet and reduces chances of outside crime. Speaking of crime, the crime rate in Santee is one of the lowest in San Diego County.

We also have a great community park with a great view looking West. You can watch the sunsets there at the end of the day, and it has a nice kids place area.

To address the issue of property tax rate, I'm not sure why people are saying it's 1.6%. It's only 1.1% in Santee, and Sky Ranch is in Santee, zip code 92071. If you have a tax rate of 1.6%, most likely there is mello roos included in that. There is NO mello roos in Sky Ranch. Lennar paid it. Also, most people have been writing off mello roos in their taxes because it is included in the property tax statement. With all the fiscal issues with California, I would be cautious on that, since this could become a great source of extra income for the State.

Here is the State of California's guidance on Mello Roos for those who are so quick to say it's tax deductible:
http://www.ftb.ca.gov/individuals/faq/ne...

Here is a link to property tax in Santee and other areas:
http://www.sandiegorealestatebuzz.com/sa...

As far as housing insurance, our insurance is less than $100/month.

As far as schooling, save the money on your house and send your kids to a private school, if this is your concern. There are numerous good ones around Sky Ranch that are very affordable.

When the 52 opens, it will be a quick drive to Sorrento Valley. Much quicker than commuting from San Marcos, Chula Vista, or Carlsbad. I looked at newer homes in Chula Vista, but the distance was a long drive to Sorrento Valley. Plus, you had to pay the toll fee (approx. $5 each way) on the new 125. There will be no toll on the 52. Traffic isn't that bad at all on the 52, now that they opened up all 3 lanes going East and West on the 52 over the hill. Plus, they plan to put in a few Fast Track lanes in the middle in the future, like what you find on th 15. The onramp for the 52 West will be near the bottom of the hill near the Prospect/Magnolia intersection. It will be a quick jump from the house to the 52 West.

Santee has grown over the years because of the 52. Santee will continue to grow, and tax money from new developments will help grow the community and the schools. Santee used to be an old town, but with all the new development over the last decade and more recently, it is an up and coming new city. That's another reason we gave Santee a chance.

As far as the Las Colinas Women's Dentention Center/Jail. That was a concern of ours too, yet it is a women's only facility. Plus, there are current lawsuits filed by the City of Santee and the Developers of Riverwalk to have the jail relocated. There has been recent talk of the proposal to expand and update the facility, yet the Santee community is pushing to have it relocated. This is a facility that is left over from the 60's. Here is a link for more info:
http://nojailexpansion.com/

Also read here:
http://www.ci.santee.ca.us/Modules/ShowD...

As another note, there is a small Farmer's market held off of Mission Gorge near Magnolia where you can get fresh fruit, vegetables and other items:
http://mysandiego411.com/farmersmarket/s...

The issue of buying a new home is big to me because all the plumbing, electrical, framing, etc. is brand new. There are no issues with having to remodel, fix plumbing or electrical problems, etc. I walk in, paint, plant my furniture, and have time to do other things.

We figured out of all the areas, the pricing here seems the most reasonable without having to have a major commute like living in San Marcos or Chula Vista. Lennar has discounting the prices to match the current market, so you are less likely to have much depreciation. Check trulia's real estate statistics on your own. Also, Sky Ranch is a unique community. Once it builds and sells out, it will be hard to find a house for sale.
http://www.trulia.com/real_estate/Santee...

I've gone through many of the thoughts being discussed here, and we decided to buy. We have been even more pleased after our purchase here in Sky Ranch.

This sounds great! One thing to factor in is the landscaping which depending on what you get can cost up to $50k for the size of lot you have...you don't have this expense in a preexisting home.

Submitted by justsayin1964 on March 4, 2010 - 11:27am.

There isn't anything wrong with Santee, las colinas is nothing- that shouldn't even be a deciding factor. Sky ranch does have a great view, but be honest the sky ranch is in its own bubble once you come off the hill you are in, let say a "diverse area" of town.
If people want to buy there then do so. Santee schools are not that bad either- there are many in south bay that are far worse.
The schools are K-8th grade and then only 2 high schools- every kid probably knows almost every other kid from sports. This makes High school a less awkward time.

I personally hate HOA's, that deterred me from purchasing in any community. I feel everyone should take care of thier own stuff and let the city deal with the trees in the center divide.

Just think you could purchse a just as nice place AND use that $384 for private school.

Submitted by sdrealtor on March 4, 2010 - 12:15pm.

Havent spent much time in Santee but heard its only 10 minutes from La Jolla.

Submitted by SkyRanchOwner on March 4, 2010 - 1:32pm.

On landscaping, true, you do have that expense, yet there has been a company called KB Landscape that has been handing out tons of fliers. (PS-I can't tell you how many fliers for landscaping, woodwork, pools, etc. that I've received since we moved in. I now have my own yellow pages for these guys.)

Here is their deal:

KB Landscape
Front & Backyard Special
$2995.00
619-445-8023
We will custom landscape your front and backyard:
Price Includes: Consultation, HOA Plans
Landscape Design: Soil Preperation
Automatic Sprinkler System
1500 sq. ft. of fescue sod: 35, 1 gallon plants
3, 5 gallon plants: Wood Chips
We will landscape up to 2000 sq. ft of area for only $2995.00. Rock removal will be extra, Removing old landscaping, if any, is extra. Call and Ask for details.
Price includes all labor and material
They will also do concrete work for extra.

So, let's say this whole thing costs you in the range of $8,000 to $10,000 for basic landscaping. Not bad if you ask me.

Obviously it depends on how crazy you want to go for landscaping, but you could get some basic stuff done for a reasonable cost. Then upgrade at another time.

On distance to La Jolla, from Sky Ranch, with the 52 open, it should be a 20-25 minute commute to La Jolla Shores on a Saturday or Sunday morning.

On Las Colinas, I'm not kiding on this thing possibly being relocated. I understand everyone has NIMBYism, yet seriously, Las Colinas was OK back in the day, but look at the development of Santee. Times change, and now it ISN'T the best place to have the jail nor expand it.

http://www.sandiego6.com/mostpopular/sto... - City of Santee Files Suit

http://www.ci.santee.ca.us/Modules/ShowD... - Read this report!

http://www.orchidsandonions.org/2008/09/... - Orchids & Onions

http://www.santee-chamber.org/Proposed_L... - Santee City's Opinion

http://www.facebook.com/note.php?note_id... - Facebook

http://twitter.com/nojailexpansion - Twitter

Trust me, this will be an UGLY fight and most people in Santee are upset with the current San Diego Board of Supervisors over this.

Plus, if it does stay, which I do doubt, do you think Alcatraz kept people from moving to San Francisco? (This isn't an apple to apple example, but you get my drift. Plus, Alcatraz isn't a jail anymore.)

Submitted by SkyRanchOwner on March 4, 2010 - 1:55pm.

Also, if you are looking for other new developments in Santee, here are a few:

Canopy Park at Riverwalk:
http://www.standardpacifichomes.com/new-...

Mission View:
http://www.cornerstonecommunities.com/sa...

Here is the link again to Sky Ranch:
http://www.skyranchliving.com/

It's worth shopping around and getting the best deal for your needs.

Submitted by sdrealtor on March 4, 2010 - 1:58pm.

Longtime posters will appreciate the 10 minutes to LJ comment. Sorry it went over your head.

Submitted by flu on March 4, 2010 - 2:17pm.

sdrealtor wrote:
Havent spent much time in Santee but heard its only 10 minutes from La Jolla.

Lol, although I think that person said 15 mins.
I was just wondering if that person was reposting under a different name. It just seems like there's a pattern...Folks vouching for Santee are so....how should I say..."energetic" when it comes to describing the area.

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