San Diego Housing Market News and Analysis
OT: FLU refinances (again).....15 year conforming 2.5%
User Forum Topic
Submitted by flu on December 28, 2012 - 5:01pm
Lock and loaded as of today.
Double trouble...Two refinances concurrently...
1. Primary: 2.5%: 15 year conforming no points/no cost... with impound (cancelable after 3 months).
2. Investment Property: 30 year conforming/cash out refi 4.25%: with 1 pt cost.
Lol... My new monthly for a SFH in Carmel V is...Da da da da da... $2494/month. What a joke.....
For the investment prop, it's the best I could do, considering the loan is small, it's an investment loan, and it's a condo, and it's a cash out.....Also, I can still cash flow positive it around 7%... Borrowing out of a 401k is like 4%.... So.... also....what a joke....
This is better than the credit union I can usually go to. My other refinance person I usually go to, and better than absolute or amerisave.
Hopefully, all goes well with things.
Thanks AN for the refi dude.. He really has the best rates....Really have you to thank for the references...
Ho ho ho...
Happy new year everyone!
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