sdcellar jumps the shark

[sdcellar]

Well, now I’ve gone and done it. Looks like we’re in escrow. If nothing else, Carmel Valley isn’t going to have me to kick around much longer.

Frankly, for all my huffing and puffing, it’s hard to say what kind of “deal” I got myself, but whether I did well or just plain awful, it’s playing out fairly differently from the various scenarios I’d envisioned over the past–what?–four years.

I’ll have to figure out which details paint me in the most favorable light with my fellow piggs before I start listing some of them. Offering more for this property than anything else we’ve come close to buying probably isn’t included in said list…

[Coronita]

Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students 🙂

[scaredyclassic]

dont feel bad. it’s not a sign of weakness. necessarily.

[sdcellar]

[quote=walterwhite]dont feel bad. it’s not a sign of weakness. necessarily.[/quote]Touché!

[sdcellar]

[quote=walterwhite]dont feel bad. it’s not a sign of weakness. necessarily.[/quote]Touché!

[sdcellar]

[quote=walterwhite]dont feel bad. it’s not a sign of weakness. necessarily.[/quote]Touché!

[sdcellar]

[quote=walterwhite]dont feel bad. it’s not a sign of weakness. necessarily.[/quote]Touché!

[sdcellar]

[quote=walterwhite]dont feel bad. it’s not a sign of weakness. necessarily.[/quote]Touché!

[scaredyclassic]

dont feel bad. it’s not a sign of weakness. necessarily.

[scaredyclassic]

dont feel bad. it’s not a sign of weakness. necessarily.

[scaredyclassic]

dont feel bad. it’s not a sign of weakness. necessarily.

[scaredyclassic]

dont feel bad. it’s not a sign of weakness. necessarily.

[sdcellar]

[quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.

[Coronita]

[quote=sdcellar][quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.[/quote]

You can rent my address. Just kidding…. Actually, it’s probably a better thing you aren’t in CV at this point. It’s getting crazy.

[sdrealtor]

What a coincidence, I was swimming with Reef Sharks this past weekend and thought I saw you fly by.

[sdrealtor]

What a coincidence, I was swimming with Reef Sharks this past weekend and thought I saw you fly by.

[sdrealtor]

What a coincidence, I was swimming with Reef Sharks this past weekend and thought I saw you fly by.

[sdrealtor]

What a coincidence, I was swimming with Reef Sharks this past weekend and thought I saw you fly by.

[sdrealtor]

What a coincidence, I was swimming with Reef Sharks this past weekend and thought I saw you fly by.

[Coronita]

[quote=sdcellar][quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.[/quote]

You can rent my address. Just kidding…. Actually, it’s probably a better thing you aren’t in CV at this point. It’s getting crazy.

[Coronita]

[quote=sdcellar][quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.[/quote]

You can rent my address. Just kidding…. Actually, it’s probably a better thing you aren’t in CV at this point. It’s getting crazy.

[Coronita]

[quote=sdcellar][quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.[/quote]

You can rent my address. Just kidding…. Actually, it’s probably a better thing you aren’t in CV at this point. It’s getting crazy.

[Coronita]

[quote=sdcellar][quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.[/quote]

You can rent my address. Just kidding…. Actually, it’s probably a better thing you aren’t in CV at this point. It’s getting crazy.

[sdcellar]

[quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.

[sdcellar]

[quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.

[sdcellar]

[quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.

[sdcellar]

[quote=flu]Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students :)[/quote]Sorry, I was probably confusing on that. We’re actually moving out of Carmel Valley. We’re not moving too far away though.

We would like to keep our kids in the same school through the end of the school year. I’ll have to see what the “honest” options are.

[Coronita]

Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students 🙂

[Coronita]

Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students 🙂

[Coronita]

Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students 🙂

[Coronita]

Congrats. Welcome to the neighbhorhood. I believe you mentioned Bridle Ridge before, no?

Look at the bright side. They added an extra class to Sage Canyon, so there currently is no issue with too many students 🙂

[CA renter]

That’s fantastic news, sdcellar! 🙂

Please fill us in on the details.

At this point, all we know is that everything is working against the buyers, so buying right now just might save you a few more years of renting. Who knows? It’s all upside-down, so maybe we’ll have housing inflation after all. Unaffordable housing certainly seems to be their goal, no matter what else gets destroyed in the process. You’re probably making a good move.

[SD Realtor]

sdcellar if you and your family are happy who cares what piggs think?

[scaredyclassic]

i care what piggs think. but i have always been hungry for the approval of others. that may be my downfall

[scaredyclassic]

i care what piggs think. but i have always been hungry for the approval of others. that may be my downfall

[scaredyclassic]

i care what piggs think. but i have always been hungry for the approval of others. that may be my downfall

[scaredyclassic]

i care what piggs think. but i have always been hungry for the approval of others. that may be my downfall

[scaredyclassic]

i care what piggs think. but i have always been hungry for the approval of others. that may be my downfall

[SD Realtor]

sdcellar if you and your family are happy who cares what piggs think?

[SD Realtor]

sdcellar if you and your family are happy who cares what piggs think?

[SD Realtor]

sdcellar if you and your family are happy who cares what piggs think?

[SD Realtor]

sdcellar if you and your family are happy who cares what piggs think?

[CA renter]

That’s fantastic news, sdcellar! 🙂

Please fill us in on the details.

At this point, all we know is that everything is working against the buyers, so buying right now just might save you a few more years of renting. Who knows? It’s all upside-down, so maybe we’ll have housing inflation after all. Unaffordable housing certainly seems to be their goal, no matter what else gets destroyed in the process. You’re probably making a good move.

[CA renter]

That’s fantastic news, sdcellar! 🙂

Please fill us in on the details.

At this point, all we know is that everything is working against the buyers, so buying right now just might save you a few more years of renting. Who knows? It’s all upside-down, so maybe we’ll have housing inflation after all. Unaffordable housing certainly seems to be their goal, no matter what else gets destroyed in the process. You’re probably making a good move.

[CA renter]

That’s fantastic news, sdcellar! 🙂

Please fill us in on the details.

At this point, all we know is that everything is working against the buyers, so buying right now just might save you a few more years of renting. Who knows? It’s all upside-down, so maybe we’ll have housing inflation after all. Unaffordable housing certainly seems to be their goal, no matter what else gets destroyed in the process. You’re probably making a good move.

[CA renter]

That’s fantastic news, sdcellar! 🙂

Please fill us in on the details.

At this point, all we know is that everything is working against the buyers, so buying right now just might save you a few more years of renting. Who knows? It’s all upside-down, so maybe we’ll have housing inflation after all. Unaffordable housing certainly seems to be their goal, no matter what else gets destroyed in the process. You’re probably making a good move.

[UCGal]

Congrats sdcellar.
Hearty wishes for a stress free escrow.

[UCGal]

Congrats sdcellar.
Hearty wishes for a stress free escrow.

[UCGal]

Congrats sdcellar.
Hearty wishes for a stress free escrow.

[UCGal]

Congrats sdcellar.
Hearty wishes for a stress free escrow.

[UCGal]

Congrats sdcellar.
Hearty wishes for a stress free escrow.

[CAwireman]

Congrats sdcellar!

If you are not offended, do you mind sharing the interest rate you are looking at, and type of loan? (30 year fixed, or other?) If not, I entirely understand.

Either way, enjoy yourselves once the dust settles!

[sdcellar]

Funny you should ask because, I guess, right around the time we put in our offer, rates decided to start floating upward. Swell.

Anyway, the going rate at the moment seems to be right around 4 3/8 for a 30-year conventional. You can get 4 1/4, but the costs start to go up fairly dramatically.

Based on my limited knowledge of these things and the sudden shoddy interweb research I’ve forced upon myself, it looks like they might not start moving down again until November 3rd.

Might you be shopping for a loan yourself?

[sdcellar]

Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.

[sdcellar]

sdrealtor– That was you? Man, you’re everywhere!

[sdcellar]

sdrealtor– That was you? Man, you’re everywhere!

[sdcellar]

sdrealtor– That was you? Man, you’re everywhere!

[sdcellar]

sdrealtor– That was you? Man, you’re everywhere!

[sdcellar]

sdrealtor– That was you? Man, you’re everywhere!

[sdcellar]

oh, and that was liberal use of retard math, not some kind of political commentary.

[jpinpb]

Congrats. You must be relieved in a way.

[jpinpb]

Congrats. You must be relieved in a way.

[jpinpb]

Congrats. You must be relieved in a way.

[jpinpb]

Congrats. You must be relieved in a way.

[jpinpb]

Congrats. You must be relieved in a way.

[sdcellar]

oh, and that was liberal use of retard math, not some kind of political commentary.

[sdcellar]

oh, and that was liberal use of retard math, not some kind of political commentary.

[sdcellar]

oh, and that was liberal use of retard math, not some kind of political commentary.

[sdcellar]

oh, and that was liberal use of retard math, not some kind of political commentary.

[CA renter]

[quote=sdcellar]Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.[/quote]

That sounds like a winning deal to me, sdcellar! 🙂

Looking forward to hearing all about it when you get the chance and feel like your deal is secure.

Like jp said, I’m sure you feel a sense of relief. As you know all too well, the past (too many) years have been pretty brutal for buyers.

[temeculaguy]

sdcellar, congrats on the purchase but mostly congrats on using the greatest metric of homebuying, your payment’s relativity to your current rent. Close to rent is good enough usually, same as rent is great but less than rent is fantastic. Having the mindset that you are not investing, you are merely fixing costs and hedging inflation will make this move a sound one. Good work, look forward to the details, moving normally sucks but I found that buying after renting for a while makes the move less painful, not quite fun but close. More like satisfying, because as you finish each portion of the move, you get to say to yourself “I’m not going to have to move that again for a very long time.”

[sdcellar]

Well, it’s a done deal and we’re in. Have to say that I love the house. Of course, we ended up where we were looking which was north county coastal. Which means, of course, that we’re screwed since this is the only area that’s still got significant downside (I’ve seen the threads…)

For me though, it really came down to what I thought I might find and exactly when I might find it. Maybe I didn’t get the great deal sdrealtor found for one of his clients (and that *is* a great deal), but it is something I can live with and might still be the best place I would have found for the money even if I waited another few years. At least for our family. Guess we’ll just have to see.

Regardless, I never have to buy another house again and my kids love it, my wife is happy and we’ve even got some holiday decorations up.

[jpinpb]

I’m happy for you! Always great when you find the one.

[sdcellar]

Thanks jpinpb. I hope you find the one as well, I really do. I know you’ve been working hard at it.

[sdcellar]

Thanks jpinpb. I hope you find the one as well, I really do. I know you’ve been working hard at it.

[sdcellar]

Thanks jpinpb. I hope you find the one as well, I really do. I know you’ve been working hard at it.

[sdcellar]

Thanks jpinpb. I hope you find the one as well, I really do. I know you’ve been working hard at it.

[sdcellar]

Thanks jpinpb. I hope you find the one as well, I really do. I know you’ve been working hard at it.

[jpinpb]

I’m happy for you! Always great when you find the one.

[jpinpb]

I’m happy for you! Always great when you find the one.

[jpinpb]

I’m happy for you! Always great when you find the one.

[jpinpb]

I’m happy for you! Always great when you find the one.

[sdrealtor]

Congrats and I love where you are. Its an awesome area and location. You will love living there.

[bearishgurl]

Congratulations to you, sdcellar! I think November and December are nice times to close on a house ;=)

[bearishgurl]

Congratulations to you, sdcellar! I think November and December are nice times to close on a house ;=)

[bearishgurl]

Congratulations to you, sdcellar! I think November and December are nice times to close on a house ;=)

[bearishgurl]

Congratulations to you, sdcellar! I think November and December are nice times to close on a house ;=)

[bearishgurl]

Congratulations to you, sdcellar! I think November and December are nice times to close on a house ;=)

[sdrealtor]

Congrats and I love where you are. Its an awesome area and location. You will love living there.

[sdrealtor]

Congrats and I love where you are. Its an awesome area and location. You will love living there.

[sdrealtor]

Congrats and I love where you are. Its an awesome area and location. You will love living there.

[sdrealtor]

Congrats and I love where you are. Its an awesome area and location. You will love living there.

[CA renter]

It’s been a long journey, but well worth it.

I’m so happy for you and your family, sdcellar! 🙂

[CA renter]

It’s been a long journey, but well worth it.

I’m so happy for you and your family, sdcellar! 🙂

[CA renter]

It’s been a long journey, but well worth it.

I’m so happy for you and your family, sdcellar! 🙂

[CA renter]

It’s been a long journey, but well worth it.

I’m so happy for you and your family, sdcellar! 🙂

[CA renter]

It’s been a long journey, but well worth it.

I’m so happy for you and your family, sdcellar! 🙂

[sdcellar]

Well, it’s a done deal and we’re in. Have to say that I love the house. Of course, we ended up where we were looking which was north county coastal. Which means, of course, that we’re screwed since this is the only area that’s still got significant downside (I’ve seen the threads…)

For me though, it really came down to what I thought I might find and exactly when I might find it. Maybe I didn’t get the great deal sdrealtor found for one of his clients (and that *is* a great deal), but it is something I can live with and might still be the best place I would have found for the money even if I waited another few years. At least for our family. Guess we’ll just have to see.

Regardless, I never have to buy another house again and my kids love it, my wife is happy and we’ve even got some holiday decorations up.

[sdcellar]

Well, it’s a done deal and we’re in. Have to say that I love the house. Of course, we ended up where we were looking which was north county coastal. Which means, of course, that we’re screwed since this is the only area that’s still got significant downside (I’ve seen the threads…)

For me though, it really came down to what I thought I might find and exactly when I might find it. Maybe I didn’t get the great deal sdrealtor found for one of his clients (and that *is* a great deal), but it is something I can live with and might still be the best place I would have found for the money even if I waited another few years. At least for our family. Guess we’ll just have to see.

Regardless, I never have to buy another house again and my kids love it, my wife is happy and we’ve even got some holiday decorations up.

[sdcellar]

Well, it’s a done deal and we’re in. Have to say that I love the house. Of course, we ended up where we were looking which was north county coastal. Which means, of course, that we’re screwed since this is the only area that’s still got significant downside (I’ve seen the threads…)

For me though, it really came down to what I thought I might find and exactly when I might find it. Maybe I didn’t get the great deal sdrealtor found for one of his clients (and that *is* a great deal), but it is something I can live with and might still be the best place I would have found for the money even if I waited another few years. At least for our family. Guess we’ll just have to see.

Regardless, I never have to buy another house again and my kids love it, my wife is happy and we’ve even got some holiday decorations up.

[sdcellar]

Well, it’s a done deal and we’re in. Have to say that I love the house. Of course, we ended up where we were looking which was north county coastal. Which means, of course, that we’re screwed since this is the only area that’s still got significant downside (I’ve seen the threads…)

For me though, it really came down to what I thought I might find and exactly when I might find it. Maybe I didn’t get the great deal sdrealtor found for one of his clients (and that *is* a great deal), but it is something I can live with and might still be the best place I would have found for the money even if I waited another few years. At least for our family. Guess we’ll just have to see.

Regardless, I never have to buy another house again and my kids love it, my wife is happy and we’ve even got some holiday decorations up.

[temeculaguy]

sdcellar, congrats on the purchase but mostly congrats on using the greatest metric of homebuying, your payment’s relativity to your current rent. Close to rent is good enough usually, same as rent is great but less than rent is fantastic. Having the mindset that you are not investing, you are merely fixing costs and hedging inflation will make this move a sound one. Good work, look forward to the details, moving normally sucks but I found that buying after renting for a while makes the move less painful, not quite fun but close. More like satisfying, because as you finish each portion of the move, you get to say to yourself “I’m not going to have to move that again for a very long time.”

[temeculaguy]

sdcellar, congrats on the purchase but mostly congrats on using the greatest metric of homebuying, your payment’s relativity to your current rent. Close to rent is good enough usually, same as rent is great but less than rent is fantastic. Having the mindset that you are not investing, you are merely fixing costs and hedging inflation will make this move a sound one. Good work, look forward to the details, moving normally sucks but I found that buying after renting for a while makes the move less painful, not quite fun but close. More like satisfying, because as you finish each portion of the move, you get to say to yourself “I’m not going to have to move that again for a very long time.”

[temeculaguy]

sdcellar, congrats on the purchase but mostly congrats on using the greatest metric of homebuying, your payment’s relativity to your current rent. Close to rent is good enough usually, same as rent is great but less than rent is fantastic. Having the mindset that you are not investing, you are merely fixing costs and hedging inflation will make this move a sound one. Good work, look forward to the details, moving normally sucks but I found that buying after renting for a while makes the move less painful, not quite fun but close. More like satisfying, because as you finish each portion of the move, you get to say to yourself “I’m not going to have to move that again for a very long time.”

[temeculaguy]

sdcellar, congrats on the purchase but mostly congrats on using the greatest metric of homebuying, your payment’s relativity to your current rent. Close to rent is good enough usually, same as rent is great but less than rent is fantastic. Having the mindset that you are not investing, you are merely fixing costs and hedging inflation will make this move a sound one. Good work, look forward to the details, moving normally sucks but I found that buying after renting for a while makes the move less painful, not quite fun but close. More like satisfying, because as you finish each portion of the move, you get to say to yourself “I’m not going to have to move that again for a very long time.”

[CA renter]

[quote=sdcellar]Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.[/quote]

That sounds like a winning deal to me, sdcellar! 🙂

Looking forward to hearing all about it when you get the chance and feel like your deal is secure.

Like jp said, I’m sure you feel a sense of relief. As you know all too well, the past (too many) years have been pretty brutal for buyers.

[CA renter]

[quote=sdcellar]Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.[/quote]

That sounds like a winning deal to me, sdcellar! 🙂

Looking forward to hearing all about it when you get the chance and feel like your deal is secure.

Like jp said, I’m sure you feel a sense of relief. As you know all too well, the past (too many) years have been pretty brutal for buyers.

[CA renter]

[quote=sdcellar]Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.[/quote]

That sounds like a winning deal to me, sdcellar! 🙂

Looking forward to hearing all about it when you get the chance and feel like your deal is secure.

Like jp said, I’m sure you feel a sense of relief. As you know all too well, the past (too many) years have been pretty brutal for buyers.

[CA renter]

[quote=sdcellar]Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.[/quote]

That sounds like a winning deal to me, sdcellar! 🙂

Looking forward to hearing all about it when you get the chance and feel like your deal is secure.

Like jp said, I’m sure you feel a sense of relief. As you know all too well, the past (too many) years have been pretty brutal for buyers.

[sdcellar]

Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.

[sdcellar]

Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.

[sdcellar]

Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.

[sdcellar]

Thanks, everyone, for the well wishes.

CA renter, I should have some more details to share soon, but I’m mired in loan fretting at the moment.

I can tell you that at least 6 of my 10 “must have” criteria were satisfied and that my house payments will be less than my rent through the grace of state and federal tax code and the liberal use retard math.

[sdcellar]

Funny you should ask because, I guess, right around the time we put in our offer, rates decided to start floating upward. Swell.

Anyway, the going rate at the moment seems to be right around 4 3/8 for a 30-year conventional. You can get 4 1/4, but the costs start to go up fairly dramatically.

Based on my limited knowledge of these things and the sudden shoddy interweb research I’ve forced upon myself, it looks like they might not start moving down again until November 3rd.

Might you be shopping for a loan yourself?

[sdcellar]

Funny you should ask because, I guess, right around the time we put in our offer, rates decided to start floating upward. Swell.

Anyway, the going rate at the moment seems to be right around 4 3/8 for a 30-year conventional. You can get 4 1/4, but the costs start to go up fairly dramatically.

Based on my limited knowledge of these things and the sudden shoddy interweb research I’ve forced upon myself, it looks like they might not start moving down again until November 3rd.

Might you be shopping for a loan yourself?

[sdcellar]

Funny you should ask because, I guess, right around the time we put in our offer, rates decided to start floating upward. Swell.

Anyway, the going rate at the moment seems to be right around 4 3/8 for a 30-year conventional. You can get 4 1/4, but the costs start to go up fairly dramatically.

Based on my limited knowledge of these things and the sudden shoddy interweb research I’ve forced upon myself, it looks like they might not start moving down again until November 3rd.

Might you be shopping for a loan yourself?

[sdcellar]

Funny you should ask because, I guess, right around the time we put in our offer, rates decided to start floating upward. Swell.

Anyway, the going rate at the moment seems to be right around 4 3/8 for a 30-year conventional. You can get 4 1/4, but the costs start to go up fairly dramatically.

Based on my limited knowledge of these things and the sudden shoddy interweb research I’ve forced upon myself, it looks like they might not start moving down again until November 3rd.

Might you be shopping for a loan yourself?

[CAwireman]

Congrats sdcellar!

If you are not offended, do you mind sharing the interest rate you are looking at, and type of loan? (30 year fixed, or other?) If not, I entirely understand.

Either way, enjoy yourselves once the dust settles!

[CAwireman]

Congrats sdcellar!

If you are not offended, do you mind sharing the interest rate you are looking at, and type of loan? (30 year fixed, or other?) If not, I entirely understand.

Either way, enjoy yourselves once the dust settles!

[CAwireman]

Congrats sdcellar!

If you are not offended, do you mind sharing the interest rate you are looking at, and type of loan? (30 year fixed, or other?) If not, I entirely understand.

Either way, enjoy yourselves once the dust settles!

[CAwireman]

Congrats sdcellar!

If you are not offended, do you mind sharing the interest rate you are looking at, and type of loan? (30 year fixed, or other?) If not, I entirely understand.

Either way, enjoy yourselves once the dust settles!

[Author]

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